Freddie Mac Energy Efficient Mortgages - Energy Star
There is no maximum amount the income to expense ratios may be extended . all mortgages are now subject to a maximum 45% Debt to Income ratio. There is no special energy efficient provisions for loans assessed in Loan Prospector (LP) .
http://www.energystar.gov/ia/partners/bldrs_lenders_raters/downloads/Fmac_Energy_Efficient_Mortgage-without_contact.ppt

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Highlights on Green Home Remodeling Financing | GreenandSave ...
EEMs give green home loan applicants the opportunity to finance cost-effective, . debt-to-income qualifying ratios on loans thereby allowing green home loan applicants to . ratio. There is no special energy efficient provisions for loans assessed in Loan Prospector (LP). Maximum debt to income limits are assessed by LP.
http://www.greenandsave.com/articles/remodeling_amp_improvement/home_improvement_basics/highlights_on_green_home_remodeling_fina

Freddie Mac Relief Refinance Mortgage - Open Access Eligibility ...
Effective for Loan Prospector® new submissions and resubmissions on or after . Fixed-rate Mortgages: there is no maximum LTV ratio, see below for delivery . that are Manually Underwritten Mortgages, the debt payment-to-income ratio .
http://www.freddiemac.com/learn/pdfs/uw/reliefrefi_oa.pdf

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Relief Refinance Mortgage FAQs - Freddie Mac
Is there a maximum debt-to-income ratio requirement for Relief Refinance . If the mortgage being refinanced is a government loan, will Loan Prospector let me .
http://www.freddiemac.com/sell/factsheets//relief_refi_faqs.html



No Cash-out Refinance Mortgages - Freddie Mac
Plus, when you use Loan Prospector® automated underwriting technology to evaluate . Maximum debt-to-income ratio of 45 percent for manually underwritten .
http://www.freddiemac.com/sell/factsheets/nocashout.htm



Freddie Mac Loan Prospector
Jul 12, 2010 . Loan Prospector is not designed to, and does not, furnish rationales or reasons for a lender's . 2Z 'Total Debt' must contain a $ amount > 0.
http://www.docstoc.com/docs/46832824/Freddie-Mac-Loan-Prospector



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The New Conforming Jumbo Loans | Credit.com
There have been big changes to big mortgage loans lately. . but FreddieMac will allow use of their automated underwriting program, Loan Prospector. On all programs, the maximum Debt to Income ratio is 45% and I suspect that there is no .
http://www.credit.com/credit_information/mortgages/The-New-Conforming-Jumbo-Loans.jsp



Underwriting Reminders for Loan Prospector Caution ... - Freddie Mac
requirements in Section 37.16, Monthly debt payment-to-income ratio. Caution with A-minus eligible message: Loan Prospector has determined that the . of the lesser of 90% or the maximum LTV/TLTV/HTLTV ratio for the transaction, or .
http://www.freddiemac.com/learn/pdfs/uw/caution_remind.pdf




Loan Prospector Messages
Loan Prospector Feedback Messages. Purchase Restriction .
http://www.freddiemac.com/learn/lo/lpmessages/purchase.html


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